Determining the bank's risk profile (Risk Map)

MAJOR RISKS
Credit Risk
1. Default risk
2. Migration risk
3. Counterparty credit risk
4. Country risk
Market Risk
1. Interest rate risk
2. Credit spread risk
3. Exchange rate risk
4. Equity price risk
Operational Risk
1. Operational risk(Basel II Definition)
2. Legal risk
3. Reputational risk
Liquidity Risk
1. Short-term liquidity risk
2. Funding liquidity risk
OTHER RISKS
Owned Property risk
Placement risk
Settlement risk
Earnings risk
Strategic risk
Sector risk